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By contrast, a 2010 federal law cut swipe fees on debit cards nearly in half, to about 21 to 24 cents per transaction.
That action was supported by retailers, who argued that the fees unfairly inflated the prices that consumers paid.
Through our bank partnerships, American Express Card Members can access cash at more than 1.5 million ATMs worldwide.
If you are an ATM Acquirer, you will benefit from the marketing assets that help drive American Express Card Members to your ATMs and revenue for your business.
Those that don’t think so will decline to take Am Ex.
Even though American Express’s acceptance is lower than its rivals, most retailers that take credit cards do accept American Express.
And Nerd Wallet often recommends several Am Ex cards, such as the Blue Cash Preferred® Card from American Express for families who spend a lot at the grocery store and gas station, or The Platinum Card® from American Express for frequent travelers who appreciate luxury perks.
Most credit card companies make the bulk of their profits from interest charges.
Merchants have to do the math to decide whether appealing to higher-spending consumers is worth the higher fees they have to pay.
Those that decide it is will pay the fees (and adjust their prices to absorb them).
We have templates, imagery and copy available, which can be used to communicate the cash message to your customers.
Additionally, we also have banner ads, which can be used to raise awareness of ATM access or drive traffic to the ATM Locator.